Find Out in 10 Seconds If You're Overpaying on Home Insurance
We pull your home's actual construction, roof, flood zone, and 50+ risk factors from public records to show you where you could save.
How It Works
Most insurance tools ask you 20 questions. We already have your answers.
Enter Your Address
We instantly pull your home's construction, roof, year built, flood zone, and 200+ data points.
See Your Risk Profile
We score 50+ factors that affect your premium, including things most insurers never check.
Compare & Save
Get free quotes from top insurers pre-loaded with your data. No forms, no phone calls.
We Know More About Your Home Than Your Insurer
Most insurers ask you to self-report. We pull verified public record data, the same data county assessors use.
Why Most Homeowners Overpay for Insurance
The home insurance industry relies on you not knowing what your home is actually worth to insure. We change that.
Your insurer guesses. We use real data.
Most insurance companies rely on whatever you tell them, or outdated databases from years ago. They don't know your exact roof material, construction type, or flood zone status. We pull verified county assessor records on 158M+ US properties (the same data your local government uses) and cross-reference it against 50+ insurance risk factors to find where you're overpaying.
Small details = big premium differences
A metal roof vs. asphalt shingles can swing your premium by 20%. Being one block outside a flood zone saves $1,000+/year. A brick home costs less to insure than wood frame. These details are buried in your property records, and most homeowners never see them. We surface every factor that affects your rate so you know exactly what to ask for when you shop around.
The switching penalty is a myth
Loyalty doesn't pay in insurance. Homeowners who compare rates every 2-3 years save an average of $400-$800 per year. There's no penalty for switching. Your new policy starts the day your old one ends, and your coverage never lapses. The only cost of switching is the 5 minutes it takes to compare quotes.
200+ data points, zero forms to fill out
Traditional insurance comparison sites ask you to fill out 20+ fields: square footage, year built, roof type, heating system. We already have all of that from public records. Just enter your address and we pull your construction details, lot size, flood risk, condition rating, market value, and dozens more instantly. No signup, no phone calls, no spam.
Frequently Asked Questions
Is this really free?
Yes, 100% free. We earn a referral fee if you choose to get a quote from one of our partner insurers, but there's no obligation to do so. Your property analysis is always free.
How accurate is the savings estimate?
Our estimates are based on your property's actual risk factors and national insurance rate data. Individual savings vary based on your current policy, coverage levels, and insurer. The analysis gives you a realistic range of what homeowners with similar properties save when they shop around.
Where does the property data come from?
We use PropertyAPI.co, which aggregates verified data from county assessor records, FEMA flood maps, and public property databases covering 158M+ US properties. This is the same data used by appraisers, lenders, and government agencies.
Will this affect my current insurance policy?
No. Checking your property risk score and comparing rates has zero impact on your current policy. Your insurer is never notified. You're simply gathering information to make a better decision.
How long does it take?
The property analysis takes about 10 seconds. If you decide to compare quotes from our partners, most provide instant online quotes in under 2 minutes. No phone calls required.
Stop Overpaying. Check Your Home Now.
Takes 10 seconds. Free forever. No account needed.